TRUSTEE'S SALE OF VALUABLE REAL ESTATE

The undersigned Substitute Trustee, by virtue of the authority vested in him by

that certain Deed of Trust, dated July 19, 2019, and duly recorded in the Office

of the Clerk of the County Commission of Berkeley County, West Virginia, in

Document No. 201900021874, in Book No. 3387, at Page 662, Essence N Moore did

convey unto Richard A. Pill, Trustee(s), certain real property described in said

Deed of Trust; and the beneficiary has elected to appoint Seneca Trustees, Inc.,

as Substitute Trustee; and default having been made under the aforementioned

Deed of Trust, and the undersigned Substitute Trustee having been instructed by

PennyMac Loan Services, LLC to foreclose thereunder, will offer for sale at

public auction at the front door of the Berkeley County Courthouse in

Martinsburg, West Virginia, on

June 3, 2025 at 11:00 AM

the following described real estate, together with its improvements, easements

and appurtenances thereunto belonging, situate in 07 - Mill Creek District,

Berkeley County, West Virginia, and more particularly described as follows:

All of that certain real property, with improvements and appurtenances thereunto

belonging, situate, and being, in Mill Creek District, Berkeley County, West

Virginia, and more particularly described as follows: Lot 9B, containing 0.0512

Acre, as more fully shown upon a Plat of Survey prepared by AH Design/Build

Group, LLC dated February 21, 2006, and recorded in the Office of the Clerk of

the County Council of Berkeley County, West Virginia, in Plat Cabinet 12, at

Slide 192, to which reference is hereby made for a more complete description of

the real estate herein conveyed.

PROPERTY ADDRESS: 121 Topaz Lane, Inwood, West Virginia 25428

SUBJECT TO and TOGETHER WITH the following: all covenants, restrictions,

conditions, easements, reservations, rights-of-way, public utility easements,

and other matters of record or in existence, to the extent valid, subsisting,

and enforceable; any lien of taxes for the current year and subsequent years,

accrued by not yet payable; matters that would be shown by an accurate survey

and inspection of the property; zoning requirements, statutes, rules, orders,

restrictions, regulations, and ordinances of governmental agencies or their

instrumentalities relating to the property, the buildings located thereon, their

construction and uses, in force on

the date hereof (if any such exist); and, all roads and legal highways.

FOR PURPOSES OF SECTION 4, ARTICLE 1, CHAPTER 38 OF THE WEST VIRGINIA CODE, ANY

NOTICE OF TRUSTEE'S SALE SHALL BE MAILED TO THE GRANTOR(S) HEREUNDER AT THE

FOLLOWING ADDRESS (OR SUCH OTHER ADDRESS SUBSEQUENTLY GIVEN TO LENDER IN WRITING

BY THE GRANTOR(S)): 121 Topaz Lane, Inwood, West Virginia 25428

At the time of the execution of the Deed of Trust, this property was reported to

have an address of: 121 Topaz Lane, Inwood, WV 25428.

The referenced real estate will be conveyed with no covenants of warranty, and

subject to all covenants, restrictions, easements, rights of way and

reservations which may be a matter of record in the aforesaid Clerk's Office or

visible upon the ground, all prior liens and encumbrances, including, without

limitation, liens for real estate taxes, incinerator, sanitary and sewer

charges. The purchasers at the sale shall be responsible for paying the

recording costs and also the tax on the privilege of transferring real property

(the cost of the tax stamp to be affixed to the deed). The purchasers shall be

responsible for payment of all real estate taxes.

The subject property will be sold in AS IS" condition. The Substitute Trustee

shall be under no duty to cause any existing tenant or person occupying the

subject property to vacate said property.

TERMS: $9000.00 in cash and/or certified funds as deposit at the time of sale

with the balance due and payable within 30 days of the day of sale.

FEDERAL TAX LIEN: In the event that there are Federal Tax Liens against the

property, the United States would have the right to redeem the property within a

period of 120 days from the date of such sale or the period allowable for

redemption under local law, whichever is longer.

Pursuant to the Deed of Trust, the Trustee may postpone the sale by public

announcement at the time and place designated or by posting a notice of the

same, and act by agent in the execution of the sale. The parties secured by the

Deed of Trust reserve the right to purchase the property at such sale.

SENECA TRUSTEES, INC.

5000 Coombs Farm Drive, Suite 104

Morgantown, WV 26508

(304) 413-0044

(304) 292-2918

Toll free: (888) 534-3132

Reference File No. 87772

CC:The Journal

May 1, 2025, May 8, 2025"